ATTENTION DENTAQUEST POLICYHOLDERS – DENTAL CLEANING OR EXAM NEEDED TO QUALIFY FOR ROLLOVER DOLLARS! The countdown has begun – not only to the holidays – but to the end of the year deadline to qualify for the Dentaquest “rollover” benefit. This great benefit allows you to “rollover” some of your unused annual maximum from one calendar year to the next when certain parameters are met. Each member in your family is eligible for their own rollover benefit and qualifies independently.
The first parameter is that you have received at least one cleaning or oral exam during the calendar year. We have seen many insureds lose their rollover benefits when they would have otherwise qualified because of the lack of a cleaning or oral exam during the year. The second parameter is that the amount of claims paid by DentaQuest does not exceed the threshold they have established which varies based on your annual maximum in your plan per the following chart:
DentaQuest automatically calculates your rollover eligibility and you will receive a letter in February, 2014 advising the amount of the rollover that you have qualified for. Please share this information with your employees and coworkers. Click here for the brochure that explains the details.
And more good news from DentaQuest! While the Affordable Care Act required medical plans to allow dependent children to remain on the family policies until age 26, this did not apply to dental policies. DentaQuest has decided to extend the dependent eligibility to age 26 on all of their policies beginning with your first renewal date after November 1, 2013.