Now that 2016 has begun, check your current payroll contributions into your HSA(health savings accounts). The maximum for individuals is $3350 which is no change from 2015. The maximums for families is $6750 which is an increase of $100 from 2015. If you are 55 or older at the end of 2016, you are eligible for the catch up provision which allows you to contribute an additional $1000. If you and your spouse are both 55 or older, you can each take advantage of the extra $1000 but you would each have to have your own HSA account.